About us


Mi Specialty is part of the Lloyd & Whyte group and borne out of the acquisition of Stride Ltd and R&Q CRS. We are a chartered underwriting agent. We are Members of MGAA and a Lloyds Coverholders and BIBA Scheme provider.

Mi Specialty is divided into 2 key areas of Specialism Mi Property and Mi Commercial risks.

Lloyd & Whyte Group are proud to be part of the Benefact Group – a charity owned, international family of financial services companies that give all available profits to charity and good causes.

We’re built on the idea that better business, can better lives.

Each business in our group is a specialist in its field. We’re united by a shared ambition to have a lasting positive impact on the communities we support, which has made us the fourth largest corporate donor in the UK1.

Find out more on the Benefact Group website.  

1 DSC – The guide to UK Company Giving 2021-22.

Our business is founded on partnerships, trust and innovation, giving supporting brokers an exclusive edge to secure value for their clients. Brokers have direct access to our knowledgeable and experienced underwriting teams in London, Birmingham, Manchester, Bournemouth and Portsmouth. We have our own online delegated authority platform, Mi Binder, to support brokers. Mi Binder is available 24/7 and takes away for brokers all the complexity and hassle traditionally associated with running delegated authority facilities.

Why choose Mi Specialty?

  • We support the independent intermediary.
  • Knowledgeable and experienced underwriting teams based around the UK
  • All our quotations are 100% exclusive
  • Backed by capacity providers with strong financial ratings
  • “Best of breed” products with cover enhancements that offer genuine value
  • Fair and consistent commission structure
  • We are not backed by private equity or venture capitalists.